Our Services

Fee Based Financial Planning

 
Balance Your Personal and Financial Goals
A financial plan-in concert with advice from a team of your advisors-will address your broad accumulation, preservation and wealth transfer needs while respecting your desire to maintain your accustomed lifestyle. A comprehensive financial plan focuses on your "big picture" in the long-term, plotting a course to manage life events such as:
  • Financial Position
  • Investment Planning
  • Protection Planning
  • Tax Minimization Strategies
  • Retirement Planning
  • Estate Analysis
Plan Your Course
Your Financial Planner will use knowledge and experience to develop a financial plan that is uniquely tailored to you. Once your financial plan is drafted, you will want to disuss it with your planner and make sure it meets your needs. This is a vital stage in the process to determine:
  • Is it practical?
  • Does it meet your needs?
  • Is it flexible and realistic?
The Financial Planning Process Structure
Effective financial planning is part science, part art. If you work with a Strategic Wealth Management Group Financial Planner, he or she will guide you through a series of steps:
  • Discovery - Your Planner listens to your concerns and addresses them by identifying reasonable goals. Along the way, he or she will gather facts about your situation and may help you gain a deeper understanding of financial issues that are relevant to your future.
  • Planning - A thoughtful analysis is conducted and financial strategies are developed. Appropriate, qualified professionals may also assist as needed in the finalization of your customized financial plan.
  • Delivery - Your Financial Planner will deliver your final plan for your review and approval. This plan specifically defines the actions and strategies that you should take to achieve your goals.
  • Implementation* - Perhaps the most important step is acting on the advice. You are under no obligation to purchase any financial products from a Financial Planner. However, he or she can provide you access to quality insurance and investment products to help secure your financial future if you feel it is appropriate.
  • Monitoring - Change is constant. Once you have implemented a plan, it must be monitored for progress. Your Planner will help you identify those adjustments that need to be made for differing economic, legal or life events.
* Upon Client Request.
  • Retirement Planning
  • College Funding
  • Risk Management
  • Investment Profile
  • Estate Planning
  • Cash Management
  • Business Planning
  • Accumulation
  • Tax Concerns
  • Financial Independence

-->Click here for the e-money presentation.
 Financial Planning Process (PDF)

If you wish to learn more about our Fee-Based Planning process contact our Wealth Management Center at (608) 828-4313 or email Jerry Stocks at jstocks@finsvcs.com

 

 

Risk Management

 
The Strategic Wealth Management Group, as a general agency of Massachusetts Mutual Life Insurance Company, offers you access to MassMutual and its' subsidiaries products and services designed to protect against the adverse financial consequences of one or more of the basic human risks-death, disability or outliving one's financial resources-and meet other money management needs. The scope of MassMutual's management portfolio allows us to offer solutions to a wide range of client problems. The extent of this portfolio includes:
  • Life Insurance
  • Disability Income Insurance
  • Long Term Care Insurance
  • Key Person Insurance
  • Split Dollar Insurance

 

 

 

 

Investment Products

 

 
Our goal is to assist you in managing the risks associated with taxes, inflation, market fluctuations, and varying economic conditions, consistent with your tolerance for risk and financial goals. We accomplish this by adhering to a disciplined approach where we stress the concepts of:
  • Planning and Portfolio Diversification
  • Systematic Investing
  • A Long-term Perspective
  • Systematic Portfolio Review

Click on www.oppenheimerfunds.com for the latest market news

 

 

 

 

Business Planning

 

 

 

 
The reward of vision and hard work is success. The reward of good planning is continued success. Strategic Wealth Management Group offers a full range of proven solutions for building strong businesses and providing the financial security you have worked so hard to attain. These products and services include:
  • Deferred Compensation
  • Estate Building and Estate Liquidity
  • Executive Bonus and Executive Equity
  • Fully Insured Defined Benefit plan - 412(i) Plans
  • Group Carve-Out
  • Individual Retirement Account
  • Key Employee Life and Disability Income Insurance
  • Long Term Care Insurance
  • Securities Brokerage Services under IRC Section 303
  • Profit Sharing Plans
  • Split Dollar
  • Succession Planning

 

 

 

Employee Benefit Products & Services

 

 

 
A strong benefit program is essential for attracting and keeping quality employees. By developing strategies for retaining key people, you lay the foundation for a profitable and secure future. A strong benefit program is essential for attracting and keeping employees who will play critical roles in your company's future profitability and success. Strategic Wealth Management Group can help you evaluate your present compensation and benefit program and identify opportunities for improvement.
  • Pension, Profit Sharing and 401(k) Plans
  • Payroll Deduction Plans
  • SIMPLE IRAs
  • Institutionally-Priced Life Insurance for U.S. Corporations, professional organizations and high-net worth individuals *
  • Individual Disability Income Insurance for the Multi-Life Market *
  • Third Party Administration *
* Not all products offered through Massachusetts Mutual Life Insurance Company.

 

 
If you are a client of MassMutual click on the link below to enter the MassMutual website. At the Home Page under "Quick Links" click on "For Customers".